Florida Insurance CE Requirements
License/ Transcript Lookup
Senior Suitability Requirement:
· Resident agents licensed to sell life insurance MUST complete at least 3 hours of continuing education in suitability in annuity and life insurance transactions each continuing education compliance period.
· Licensees may use these hours to satisfy their ethics continuing education requirements.
· This requirement only applies to resident agents.
New Continuing Education Requirement to Sell Annuities in your State
Insurance Continuing Education Hours Required
- Don't know your Florida Insurance License Line of Authority? Click here to find out: https://aalf.fldfs.com/common/com_index.asp
- 24 hours are required biennially for LH, PC & Title agents
- Adjusters must complete 24 hours biennially (2 hrs Ethics, 10 hrs Law, 12 hrs Optional)
- Customer representatives, limited customer representatives, administrative agents, solicitors, title agents or industrial fire and burglary agents who are not dually licensed as LH agents must complete 12 hours biennially.
- Agents licensed for 25 years or more, who are also CLUs or CPCUs or who have B.S. degrees in risk management or insurance with 18 or more semester hours in upper-level insurance-related courses must complete 12 hours biennially.
- Workers compensation adjusters are required to complete 24 hours biennially including 2 hour in ethics, 10 hours workers compensation law and policy, and 12 hours in any workers compensation subjects.
State Specific Insurance Continuing Education Courses
- LH/GL (PC) agent hours must include 3 hours Ethics.
- Courses must be approved for lines of insurance for which agent is licensed.
- LH agents who also have an industrial fire and burglary license must have 24 hours in LH and 4 hours in industrial fire.
- LH/GL (PC) combined licensees must complete 50% of hours in LH and 50% in PC.
- All Florida licensed insurance agents who currently sell or may sell flood insurance must complete a one-time 3 hour training course. (These 3 hours are not required in addition to the normal number of credit hours required for each agent.)
Insurance Continuing Education Renewal or Compliance Date for Licensees
- End of birth month following the second anniversary of the first license issuance date, and then biennially thereafter.
Insurance Continuing Education Types of Courses Accepted
- Independent self study courses or classroom.
- Independent self study course(s) require an exam where 70% or higher is a passing score.
- Online self study courses DO NOT require a monitor but paper exams MUST BE monitored by a provider-approved monitor.
Insurance Continuing Education Carryover Hours & Course Repetition
- 24 hours may be carried over to the next renewal period.
- Courses may not be taken for credit more than once in a 3 year period.
Insurance Continuing Education Exemptions
- Individuals with a limited lines license that an exam is not required.
- Individuals with any of the following limited licenses: dental representative, motor vehicle physical damage and mechanical breakdown agent and crop hail and multiple peril crop agents.
- Individuals who are officials or employees of a government entity and whose job description requires them to stay current on insurance issues. Request for approval from the Florida Department of Financial Services is required.
Method to Certify Completion:
- For Most States you will be able to print your certificate of completion online once you have completed your exam.
- We usually report to the State Department of Insurance or regulatory board by the next business day.
- It may, however, take your State DOI or regulatory board up to 30 days to report your completion results on their systems.
- As an added service, we can Rapidly Report all of your completed courses the same business day (per credit order) for only $25.
Nonresident agents and adjusters are not required to complete FL approved courses. To be compliant with the FL requirement, a nonresident agent must meet their resident state CE and a nonresident adjuster may meet their resident or any state CE requirement where and adjuster license is held.
Department of Insurance Contact Information:
Florida Department of Financial Services
Tallahassee, FL 32314-6100
Bureau of Agent and Agent Licensing
P.O. Box 6100
State Website: http://www.fldfs.com/
For a listing of the State Departments of Insurance websites provided by the NAIC (National Association of Insurance Commissioners),
Please go to: http://www.naic.org/state_web_map.htm
The Success Family of CE Companies provides this information as a courtesy to individuals who are subject to insurance continuing education requirements. Due to regulatory requirements we suggest that you contact your state department of insurance to insure that no regulatory changes have been enacted. Although ongoing efforts have been made to qualify that the information provided here is accurate and current, neither The Success Family of CE Companies nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.