Maryland Insurance CE Requirements

Insurance Continuing Education Hours Required:

• Effective October 1, 2009 - 24 CE hours required biennially, 3 of which should be in Ethics.
• 8 hours biennially for agents with 25 years or more of experience as a licensed agent in Maryland.  Correspondence courses may constitute no more than 50% of the required credit hours Maryland resident licensees.

Continuing Education State Specific Courses:

• Agents must be approved for lines of insurance for which license is held. 
• Renewing before October 1, 2009, 16 hours of CE is required.  For license renewed on or after October 1, 2009, 24 hrs of CE will be required; including 3 hours of ethics training.  Resident licensees can only take 50% of the required CE hours via self-study courses.
• LH/PC combined licensees must complete 4 hours in each LH and PC.
• Individuals wishing to sell Long Term Care must complete 8-hours of approved LTC education prior to selling and then 4-hours biennially thereafter. The 8-hours & 4-hours counts towards the CE requirement.
• All P/C Producers who sell Homeowners Insurance ONLY must complete 2 CE credits in Flood Insurance by Sept. 30, 2007 for a one time requirement.
• All P/C Producers who sell Flood Insurance ONLY must complete 2 CE credits in Flood Insurance by Sept. 30, 2006 and 2 hours must be completed each renewal period thereafter.
• Producers who sell BOTH Homeowners and Flood Insurance need only to take d2 hours on Flood Insurance by Sept. 30, 2006 for a one time requirement.  The 2 hours will satisfy the one time requirement for Producers selling Homeowners Insurance and for the renewal period for Producers selling Flood Insurance.
• Producers who have held a license for 25 consecutive years; as of October 1, 2008 must completed 8 hours of CE per renewal period, including ethics.  

 Renewal or Compliance Date for Licensees:

• License renewal date is license issuance date biennially
• Compliance date is one day prior to license renewal.

Types of Courses Accepted:

• Independent self-study courses, classroom or insurer-sponsored courses.

Monitor Requirements

• Exams DO NOT require a monitor.

Continuing Education Carryover Hours & Course Repetition

• No excess CE credit hours may be carried over to the next reporting period.
• Credit will not be give for a course that is repeated within a 2 year period. If the course is taken in 2 consecutive reporting periods, there must be 6 months between completion dates.

Exemptions:

• Individuals licensed less than 1 year at the time of the compliance date.
• Individuals who hold a credit life, credit health, or travel license.
• Agents who are 70 years of age or older.
• Individuals who have held their license for 25 consecutive years are required to fulfill 8 CE hours.
• Individuals acting as instructors for continuing education courses receive 1 and ½ times the approved credit hours for teaching a course.

Method to Certify Completion:

• For Most States you will be able to print your certificate of completion online once you have completed your exam.

• We usually report to the State Department of Insurance or regulatory board by the next business day.

• It may, however, take your State DOI or regulatory board up to 30 days to report your completion results on their systems.

• As an added service, we can Rapidly Report all of your completed courses the same business day (per credit order) for only $25..

Nonresidents:

            Exempt, except for the Long Term Care Training Program Requirement

Department of Insurance Contact Information:

                Maryland Insurance Administration
            Licensing Division
            Terrace Level
            525 St. Paul Place
            Baltimore, MD 21202-2272
            PHONE: (800) 324-4592 or (888) 204-6198
            FAX: (410)468-2399

            State Website: http://www.mdinsurance.state.md.us/sa/jsp/Mia.jsp

For a listing of the State Departments of Insurance websites provided by the NAIC (National Association of Insurance Commissioners),

Please go to: http://www.naic.org/state_web__map.htm

            The Success Family of CE Companies provides this information as a courtesy to individuals who are subject to insurance continuing education requirements. Due to regulatory requirements we suggest that you contact your state department of insurance to insure that no regulatory changes have been enacted.  Although ongoing efforts have been made to qualify that the information provided here is accurate and current, neither The Success Family of CE Companies nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.