LIFE INSURANCE CONTINUING EDUCATION
---BECOME A VALUED ADVISOR: UNDERSTAND YOUR STATE REQUIREMENTS FOR LIFE, HEALTH AND ACCIDENT LICENSES
Life insurance continuing education can be confusing at times in terms of what is required by each state. Because each state defines its own rules and regulations when issuing life insurance licensing, you need to be very careful about who you choose as your life insurance CE provider.
While most states have certain requirements for a life insurance license, others will have specific requirements for a life and health license, and still others will have a life, health and accident insurance license requirements. That means you will need a separate license to sell life, health, property, and accident (or casualty) insurance products.
With Success CE, all of our courses are approved for life and health insurance continuing education credits as well as for accident insurance CE credits in your state.
So, if you are an agent or producer involved in the prospecting and selling of insurance products to prospects and clients, you must have a state-issued license. This means you must obtain a license in the state (or states) where you plan to work and sell insurance products. As mentioned above, licensing requirements vary by state, but typically require some life insurance continuing education, and that you must also pass the exams on the life insurance CE courses.
Don’t forget that baby boomers will need certain life insurance products to preserve their estate, and they are relying on you to help them make these important decisions.
Depending on your client’s circumstances, a cash-value life insurance policy, for example, can be designed to provide retirement income or funds for the education of children.
Health insurance coverage is also critical to the baby boomer markets. Long-term Care and Partnership Long-term Care insurance is critical for your clients. You need to have life and health insurance continuing education courses to serve them properly. (They are categorized under life and health continuing insurance CE credits.)
If you have life and health insurance continuing education CE credits you will gain the knowledge to help your clients and this, in turn, will make you a indispensable advisor.