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The Success Family of CE Companies provides this information as a courtesy to individuals who are subject to insurance continuing education requirements.  Due to regulatory requirements we suggest that you contact your state department of insurance to insure that no regulatory changes have been enacted.  Although ongoing efforts have been made to qualify that the information provided here is accurate and current, neither The Success Family of CE Companies nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.

Rhode Island Insurance CE Requirements


License / Transcript Lookup


Insurance Continuing Education Hours Required

  • 24 hours are required biennially, including 3 hours of ethics


New Requirement to Sell Annuities in Rhode Island

Effective April 1, 2021:
    • - Licensees who have already completed a 4-hour annuity course prior to 4/01/2021 may complete a 1-hour annuity best interest course or complete the new 4-hour annuity best interest course.
    • - Licensees who have not completed a 4-hour annuity course must take the annuity best interest course prior to selling annuities.
    Licensees can take the one hour course before the effective date of this regulation or up to 6 months after the effective date.

    Producers do not need to submit information to the Department of Insurance, but should retain all course completion certificates so they can provide verification to their insurers.

    Source: https://rules.sos.ri.gov/regulations/part/230-20-25-1/11225

Click here to view your state Annuity CE requirement (Hover on your State)


State Specific Insurance Continuing Education Courses

  • 3 hours must be in ethics.
  • All Rhode Island licensed resident insurance producers who sell federal flood insurance policies shall be required to complete a one time 3 hour requirement on flood insurance.
  • A minimum of 5 hours must be completed in each line held by the producer
  • A newly enacted R.I.G.L. 27-34.2-21 provides for producer Training Requirements These requirements apply to all licensed producers (insurers) are responsible for assuring compliance and for maintaining records from which the Director may verify compliance.  Licensed producers who had NOT been selling LTC (Long-Term Care) insurance on or before 07/03/07 must undergo training on or before 01/01/08 if they wish to sell LTC insurance policies after that date.  Licensed producers who had been selling long-term care insurance on or before 07/03/2007; must undergo training before 07/03/08.


Insurance Continuing Education Renewal or Compliance Date for Licensees

  • Licensed expired at the end of licensee’s birth month biennially


Insurance Continuing Education Types of Courses Accepted

  • Independent self study courses, classroom study, online, or seminar


Monitor Requirements

  • Exams MUST BE monitored by a disinterested third party.


Reporting to Your State
  • The state charges $1.00 per credit hour to get your CE reported
    • State Insurance completions are reported 2 times every business day. If course is completed after 2 PM PT, it will be reported the following business day.

    • CFP reports are sent on Friday at 2 PM PT to the CFP Board electronically.

    • You may also self-report your CFP completions to www.cfp.net


Insurance Continuing Education Carryover Hours & Course Repetition

  • A maximum of 24 hours may be carried over to the next renewal period.
  • Courses may not be repeated more than once in a 2 year period.


Insurance Continuing Education Exemptions

  • Individuals who are at least 55 years old at the time of renewal and have been licensed continuously for 25 years without lapse. Exempt individuals continue to pay the CE tracking fee
  • Non resident agents are exempt on a reciprocal basis.
  • Individuals who held a license for at least 20 years and were at least 60 years old at the time of renewal as of July 3, 2004.


Method to Certify Completion:

  • For Most States you will be able to print your certificate of completion online once you have completed your exam.
  • The Licensee should Submit a Copy of their Certificate(s) on/before their compliance renewal date, to the Rhode Island Department of Insurance.  
  • It may, however, take your State DOI or regulatory board up to 30 days to report your completion results on their systems.


Nonresidents:


  • Initial LTC Requirement:  A non-resident producer must complete an initial 8-hour NAIC LTC training course approved by the state of Rhode Island OR complete an 8-hour NAIC LTC course from another state to fulfill  Rhode Island requirements. 

  • On-going LTC Requirement: A 4-hour follow-up LTC course is required every 24 months. 


Department of Insurance Contact Information:


            State of Rhode Island and Providence Plantations
            Department of Business Regulation
            Licensing Division

            1511 Pontiac Ave.
            Cranston, RI. 02920
            PHONE: (401) 462-9520
            FAX: (401) 462-9532

    EMAIL: DBR.Insurance@dbr.ri.gov



            State’s website: https://dbr.ri.gov/divisions/insurance/



For a listing of the State Departments of Insurance websites provided by the NAIC (National Association of Insurance Commissioners),

Please go to: http://www.naic.org/state_web_map.htm

 

            The Success Family of CE Companies provides this information as a courtesy to individuals who are subject to insurance continuing education requirements. Due to regulatory requirements we suggest that you contact your state department of insurance to insure that no regulatory changes have been enacted.  Although ongoing efforts have been made to qualify that the information provided here is accurate and current, neither The Success Family of CE Companies nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.